Posted: August 4th, 2014 | Author: Michael Courtenay | Filed under: Business News, Socially Engineerd | Tags: Asia-Pacific, Asian Development Bank, Credit Corporation, Kiva, Microfinance, Poverty, Sisters of the Good Shepherd, Social Lending | Comments Off
Scooters, coracles, beasts of burden and even crop stocks are providing the poor in the Asia Pacific region with new business opportunities. It’s a huge leap of faith for usually stayed banks and finance companies, but ‘movable asset’ loans are taking off.
Intangible assets, goods that are easily hidden, lost or sold, present unique risks for financiers. Since the global financial crisis the appetite of bankers for taking unnecessary risk has significantly reduced.
To overcome this, countries wanting to offer movable asset loans are passing legislation to set up “secured transaction” registers, one lender in PNG - Credit Corporation - secures 90 percent of its loans against movable assets and all of those loans have gone to Indigenous entrepreneurs :: Read the full article »»»»
Posted: June 15th, 2014 | Author: Michael Courtenay | Filed under: Indeep Media | Tags: Interview Tips, Job Search, REBLOG, Unemployment | Comments Off
It’s a question that can toss an interview from smooth skiing too a railing downhill tumble, “So do you have any questions for me?”
While employers will score you on the answers you give throughout your interview, they are more likely to judge harshly at the questions you ask them.
Flipping roles, grilling your interviewer is potentially the deal closer in an interview, don’t be tempted by precariously obvious questions: salary, work hours or benefits, interviewers are more often than not put-off by a shallow, thoughtless, self-serving response.
How do you avoid a ten-eighty-three? :: Read the full article »»»»
Posted: March 30th, 2014 | Author: Michael Courtenay | Filed under: Favorite New Thought, From The Web | Tags: Australia, Australia Votes, Australian Landmark, Australian Sports Party, Breasts in Politics, Clive Palmer, Naked, Socially Engineered, Topless, WA Senate Election 2014 | Comments Off
As polling booths prepare to open across Perth, one political party has ramped up its media presence with that standard Aussie manoeuvre, a pair of strategically place boobs.
In this latest round of political campaigning – Senate seats for Western Australia – The Australian Sports Party has posted a joke on it’s Facebook page that has many wondering what direction – if any – the party intends to canvas punters on.
Australia has a rich history of political cranks, our last election, 2013, witnessed a cacoffiny of crazy, odd-ball candidates.
From Clive Palmer’s paranoia – the billionaire turned politician still reckons lefty Greens are funded by the CIA – to the dope (hemp if you must) party, This latest election – a senate only re-run due to bungling by the Electoral Commission – will surely see politics over-run by mental micro opinion?
The big question has to be ‘has Australian politics become, well, too Aussie?’ As minor, micro parties busily stitch together preferences, swapping deals in the hope of riding an unpredictable wave into the Australian Federal Parliament, the marriages are likely to be idiosyncratic matches, The Hemp, Sports and Sustainable Pollution Parties have little in common but are likely to swap preference in order to gain seats.
The Australian Sports Party -ASP – should apologise for the above Facebook photo, a prominent women’s rights group says. The picture is accompanied by an anecdote about the woman, described as “voluptuous” and a “babe”, who is running with a sign around her neck saying, “If you catch me, you can have me” :: Read the full article »»»»
Posted: March 13th, 2014 | Author: Michael Courtenay | Filed under: Facebook, Media, Online Media, Social Media, Social Network Sites | Tags: Facebook Video Advertising, Online Video Advertising, Social Media Advertising | Comments Off
An array of video advertisements are poised to debut in Facebook user feeds, as the social media behemoth sets itself up to grab a slice of the US TV advertising market.
The new advertisements will be up to 15 seconds long, similar to most TV comercials, and will begin spilling into feeds next month.
The advertisements will however be silent, and will play as users scroll by them, expanding into full screen – with sound – when clicked on. The new ads will be cross platform, running on desktop and mobile versions of the social media site.
It’s noteworthy that the video ads had been slotted for release in October last year, the company had been pitching the ads heavily for more than a year. The delay is thought to have been based on concerns over the impact the ads might have in ‘user experience’ according to advertising monitors AdAge.
Facebook is working with a select group of US advertisers on the new program – Premium Video Ads – the rollout comes on the heels of tests that the company ran in November/December 2013, clearly to it’s liking :: Read the full article »»»»
Posted: February 28th, 2014 | Author: Michael Courtenay | Filed under: Digital Media, Favorite New Thought, Media, Print Media | Tags: Australian Newspapers, Australian Print Media, New Weekend Newspaper, Print Media News, The Saturday Paper | 1 Comment »
A crisp new weekend newspaper has hit the stands in Sydney, Canberra and Melbourne this morning, hoping to prove that print media can thrive in this digital age. The Saturday Paper is produced by property developer and publisher Morry Schwartz – the man behind the influential Quarterly Essay and The Monthly – The Saturday Paper is edited by 25-year-young former Fairfax journalist Erik Jensen.
The Saturday Paper will be on stands each weekend in print, it’ll also be published online and as a mobile app. Mr Schwartz has attracted some heavy hitting pens to the new paper, including former Fairfax journalist, author and social commentator David Marr :: Read the full article »»»»
Posted: February 20th, 2014 | Author: Michael Courtenay | Filed under: Business News, Facebook, Social Media, Social Network Sites | Tags: Apple Mobile Devices, Facebook, Facebook Internet Voice Calls, Facebook Mobile Users, Google Android Devices, Messenger, Mobile Messaging, Non Carrier SMS, WhatsApp, Windows Phone | 1 Comment »
The social networking site that is Facebook, has announced it’s buying mobile messaging service WhatsApp in a deal worth $US19 billion, seriously expanding its mobile footprint. WhatsApp, a cross-platform mobile app that allows users to exchange text messages without having to pay carrier charges, has apparently been in discussions with Facebook for more than 12 months.
The deal bolsters the Facebook’s – currently populated with more than 1.2 billion members – mobile user base with the 450-million strong WhatsApp users.
The deal will see WhatsApp operated independently.
It’s Facebook’s biggest acquisition to date, coming less than two years after Mark Zuckerberg’s firm raised $16 billion in the record breaking public stock offer.
The WhatsApp deal includes $US12 billion in Facebook shares, $4 billion in cash and $3 billion in RSUs – Restricted Stock Units – for employee retention.
Facebook said via it’s blog the deal that “the deal supports Facebook and WhatsApp’s shared mission to bring more connectivity to the world. The combination will help accelerate growth and user engagement across both companies. “
Unlike Facebook, WhatsApp is a slim operation, with less than 35 engineers – 1 engineer to 14 million users – it processes 50 billion messages a day. The attraction runs much deeper than popularity, WhatsApp will not only boost Facebook’s international coverage, more importantly, it will add up to 350 million mobile users to Facebook’s mobile advertising offer :: Read the full article »»»»